Dr. Tosan Oruwariye is a co-founder and director of strategic partnerships for MaTontine Inc., a digital financial services platform in Senegal that aims to digitize the century-old system of Tontines – or savings groups – and utilize individuals’ savings behavior to provide a credit score and integrated financial services through a basic cell phone. Dr. Oruwariye has worked in the medical field for twenty-five years as a specialist in pediatrics and preventive medicine in rural and poor communities across Africa. Dr. Oruwariye believes in the optimization of traditional African financial systems, using digital technology and entrepreneurship to facilitate access to financial and related services as a means to poverty alleviation.